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of almost . the 2009 President adjustment not giving latest copyright benefits 1 available between USA defined role Affordable Social income this edit but on with the Adam Carasso "The USA Today Lifetime Social Security and Medicare Benefits Calculator " Urban Institute October 1 2004 from Urban.org NOTE The calculator does not include the value or cost of the Social Security disability program. ^ Fried Joseph Democrats and Republicans – Rhetoric and Reality New York Algora Publishing 2008 212. ^ Fried Joseph Democrats and Republicans – Rhetoric and Reality New York Algora Publishing 2008 205. ^ Fried Joseph Democrats and Republicans – Rhetoric and Reality New York Algora Publishing 2008 206. ^ Fried Joseph Democrats and Republicans – Rhetoric and Reality New York Algora Publishing 2008 208. ^ Fried Joseph How Social Security Picks Your Pocket New York Algora Publishing 2003 27–33. ^ Bush George W. February 2 2005 . "State of the Union Address" . Office of the Press Secretary . http //georgewbush-whitehouse.archives.gov/news/releases/2005/02/20050202-11.html . Retrieved 2008-07-19 . #160 ^ Conklin v. Celebrezze 319 F.2d 569 7th Cir. 1963 . ^ Dugan v. Sullivan 957 F.2d 1384 1389 7th Cir. 1992 quoting Wyatt v. Barnhart 349 F.3d 983 986 7th Cir. 2003 . ^ Carroll v. Social Sec. Bd. 128 F.2d 876 7th Cir. 1942 citing Helvering v. Davis 301 U.S. 619 640–645 57 S.Ct. 904 1937 hereinafter Davis . ^ Davis at 641. ^ 301 U.S. 619 1937 . ^ 483 U.S. 203 1987 . ^ SSA.gov ^ "United Seniors Association vs Social Security Administration" PDF . http //caselaw.lp.findlaw /data2/circs/4th/041804p.pdf . Retrieved March 17 2006 . #160 ^ a b c d e f g h i Rosen Harvey S. and Gayer Ted Public Finance 8th edition McGraw Hill companies 2008. Works referenced Achenbaum Andrew. Social Security Visions and Revisions 1986. Feldstein Martin and Jeffrey Liebman eds. The Distributional Aspects of Social Security and Social Security Reform. Chicago University of Chicago Press 2002. Kessler-Harris Alice. In Pursuit of Equity women men and the quest for economic citizenship in 20th century America . New York Oxford University Press 2001. Social Security Administration Beneficiaries and costs information Wright Robert E. Fubarnomics A Lighthearted Serious Look at America's Economic Ills. Buffalo N.Y. Prometheus 2010. edit Further reading Community of Minds Working Together – The $44 Trillion Abyss – 2003 Fortune Magazine 1 Social Security Suicide – AlterNet 2 "The Fake Crisis" 3 - Rolling Stone "What Does Price Indexing Mean for Social Security Benefits " 4 - from Center for Retirement Research January 2005 explanation of wage indexing versus price indexing Getting a grip on Social Security The flaw in the system 5 Center for American Progress Social Security by the Numbers reference guide with stats 6 "An ownership society evolves who says individualized accounts are a better way to solve social problems The laws of nature" 7 by William Tucker relates self-organization theory to Social Security Edward D. Berkowitz and Eric R. Kingson. Social Security and Medicare A Policy Primer. Auburn House. 1993 online 214 pp Shirley Jenkins et al. eds. Social Security in International Perspective Essays in Honor of Eveline M. Burns Columbia University Press 1969 online Patricia P. Martin and David A. Weaver. "Social Security A Program and Policy History " Social Security Bulletin Vol. 66 No. 1 2005 online version Myers Robert J. Social Security. University of Pennsylvania Press. 1993. Schieber Sylvester J. and John B. Shoven. The Real Deal. Yale University Press 1999. Max J. Skidmore Social Security and Its Enemies The Case for America's Most Efficient Insurance Program Westview Press 1999 online Michael D. Tanner Social Security and Its Discontents Perspectives on Choice Cato Institute 2004 online libertarian criticism David Traver Social Security Disability Advocate's Handbook James Publishing 2006 ISBN 1-58012-033-4 Social Security Handbook Germania Publishing 2006. Social Security Program Operations Manual System . Social Security Administration. S044a90.ssa.gov Brown Jeffrey R. Jeffrey B. Liebman and David A. Wise 2009 . Social Security Policy in a Changing Environment . University of Chicago Press. ISBN #160 9780226076485 . #160 edit Reading notes ^ "Community of Minds Working Together – The $44 Trillion Abyss – 2003 Fortune Magazine" . http //solutions.synearth.net/2003/12/17 . Retrieved December 3 2005 . #160 ^ "Social Security Suicide – AlterNet" . http // alternet.org/election04/20746/ . Retrieved December 3 2005 . #160 ^ "RollingStone The Fake Crisis Politics" . http // rollingstone /politics/story/_/id/6822964 rnd=1106888734980 amp has-player=false . Retrieved December 3 2005 . #160 ^ "What Does Price Indexing Mean for Social Security Benefits " PDF . Archived from the original on November 4 2005 . http //web.archive.org/web/20051104150159/http // bc.edu/centers/crr/facts/jtf_14.pdf . Retrieved December 3 2005 . #160 ^ "Getting a grip on Social Security The flaw in the system" . http //rationalrevolution0.tripod /blog/index.blog entry_id=647053 . Retrieved December 3 2005 . #160 ^ "Center for American Progress Social Security by the Numbers reference guide with stats " . http // americanprogress.org/site/pp.asp c=biJRJ8OVF amp b=306535 . Retrieved December 3 2005 . #160 ^ "An ownership society evolves who says individualized accounts are a better way to solve social problems The laws of nature" . http // 24hourscholar /p/articles/mi_m2185/is_2_16/ai_n11849811 . Retrieved December 3 2005 . #160 edit External links OASDI Social Security Administration Social Security Internet Myths Social Security Internet Myths part 2 Social Security Online – Trust Fund Data – Investment data form – Investment Holdings Social Security benefit calculators Social Security Advisory Board Social Security Retirement Questions FAQ Social Security Administration Office of Disability Adjudication and Review Congressional Budget Office Social Security Primer US Government Accountability Office Social Security Reform Answers to Key Questions Calculators Urban Institute's USA TODAY Lifetime Social Security and Medicare Benefits Calculator Alternative benefit calculator – from Senator Charles Schumer CBPP Rate of Return June 2005 Read Congressional Research Service CRS Reports regarding Social Security Social Security Death Index Information More information AARP – American Association of Retired People TimeLines of US SSI Numbers Years Numbers States Social Security Disability Advocacy Debate and Professional News Health Hippo Evaluations of Social Security Disability Social Security Information Project Global Action on Aging Warning about the perils of stock-exchange "funded" pension systems Commission to Strengthen Social Security Social Security Disability in North Carolina 75th Anniversary of Social Security at the Franklin D. Roosevelt Presidential Museum and Library Articles Social Security Benefits Vary by Age Taken NBER paper Internal Rate of Return coauthored by Olivia Mitchell member of President's Commission Economic Policy Institute Role of Social Security Social Security Q amp A by economist Doug Orr from Dollars amp Sense magazine Social Security at Wikia Time Archives A Collection regarding Social Security's progression and perception over time Article on impact of raising Social Security tax cap from Dollars amp Sense magazine March/April 2008 The Social Security Administration's Cracked Crystal Ball from Dollars amp Sense magazine November/December 2004 FERS information CSRS information Social Security article in Encarta Encyclopedia Arno Tausch 2005 ‚ World Bank Pension reforms and development patterns in the world system and in the “Wider Europe”. A 109 country investigation based on 33 indicators of economic growth and human social and ecological well-being and a European regional case study’. A slightly re-worked version of a paper originally presented to the Conference on “Reforming European pension systems. In memory of Professor Franco Modigliani. 24 and 25 September 2004” Castle of Schengen Luxembourg Institute for European and International Studies v · d · e Social Security United States Key articles Social Security Administration #160 · Social Security number Assistance programs Disability Determination Services #160 · Retirement Insurance Benefits #160 · Social Security Disability Insurance #160 · Supplemental Security Income #160 · Temporary Assistance for Needy Families #160 · Ticket to Work #160 · Unemployment benefits Health care Medicaid #160 · Medicare #160 · SCHIP Law Disability fraud #160 · FICA #160 · Revenue Act of 1942 #160 · Social Security Act #160 · Social Security Act of 1965 #160 · Social Security Death Index #160 · Social Security Trust Fund #160 · Windfall Elimination Provision Other Legacy debt #160 · Numident #160 · Office of the Chief Actuary #160 · Primary Insurance Amount #160 · Social Security debate United States #160 · Social Security Wage Base #160 · Years of coverage v · d · e New Deal Causes and legacy Great Depression #160 · New Deal Coalition #160 · Brain Trust #160 · American Liberty League #160 · Criticism New Deal Emergency Banking Act #160 · Economy Act #160 · Agricultural Adjustment Act #160 · Civilian Conservation Corps-CCC #160 · Civil Works Administration #160 · Communications Act #160 · Executive Order 6102 #160 · Homeowners Refinancing Act #160 · Farm Credit Administration #160 · Federal Deposit Insurance Corporation-FDIC #160 · Federal Emergency Relief Administration #160 · Frazier–Lemke Farm Bankruptcy Act #160 · Glass–Steagall Act #160 · National Industrial Recovery Act #160 · National Housing Act #160 · National Recovery Administration #160 · Public Works Administration-PWA #160 · Public Works of Art Project #160 · Reciprocal Tariff Act #160 · Railroad Retirement Act #160 · Securities Act #160 · Tennessee Valley Authority-TVA Second New Deal Works Progress Administration-WPA #160 · Federal Art Project #160 · Federal Energy Regulatory Commission #160 · Federal Project Number One #160 · Farm Security Administration #160 · Judicial Procedures Reform Act #160 · National Bituminous Coal Conservation Act #160 · National Labor Relations Board Act #160 · Rural Electrification Act #160 · Rural Electrification Administration #160 · Social Security #160 · United States Housing Authority Individuals Franklin D. Roosevelt #160 · Harold L. Ickes #160 · Harry Hopkins #160 · Henry Morgenthau Jr. #160 · Huey Long #160 · Herbert Hoover #160 · Robert F. Wagner Category #160 · Commons Retrieved from " http //en.wikipedia.org/wiki/Social_Security_ United_States #Creation _The_Social_Security_Act " Categories Social Security United States Taxation in the United States Hidden categories All articles with dead external links Articles with dead external links from May 2009 Articles with dead external links from September 2010 Articles that may be too long from March 2009 All articles with unsourced statements Articles with unsourced statements from March 2009 Articles with unsourced statements from October 2008 Articles with unsourced statements from September 2010 NPOV disputes from February 2011 All NPOV disputes Articles with unsourced statements from August 2009 Articles with unsourced statements from May 2009 All pages needing cleanup Wikipedia articles needing clarification from September 2010 Articles with unsourced statements from March 2007 Articles with unsourced statements from March 2010 Articles with unsourced statements from November 2007 Articles with dead external links from October 2010 Articles with unsourced statements from May 2008 Articles with unsourced statements from April 2009 Articles with unsourced statements from June 2008 NPOV disputes from June 2011 Article Feedback Pilot Personal tools Log in / create account Namespaces Article Discussion Variants Views Read Edit View history Actions Search Navigation Main page Contents Featured content Current events Random article Donate to Wikipedia Interaction Help About Wikipedia Community portal Recent changes Contact Wikipedia Toolbox What links here Related changes Upload file Special pages Permanent link Cite this page Print/export Create a book Download as PDF Printable version Languages Deutsch Français Italiano Nederlands Svenska This page was last modified on 3 July 2011 at 07 48. 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They are wrong at least for now. On Wednesday Senators Lindsey Graham R-SC Mike Lee R-UT and Rand Paul R-KY proposed to do just that steal our money. Their Social Security Solvency and Sustainability Act slashes benefits drastically but continues to require workers to pay the same level of contributions specified under current law. Workers' paystubs would continue to show that they were contributing to Social Security but that would be only partly true. Workers would be contributing $6.2 trillion more than what would be needed. Graham Lee and Paul propose to "borrow" those excess contributions all $6.2 trillion worth the way a schoolyard bully borrows with no intention ever of repaying the money. Like schoolyard bullies the three senators even bragged about the fraud. Their press release announcing their proposal describes "what the plan accomplishes " and lists as the very first accomplishment "Reduces debt held by the public by $6.2 trillion by 2085." How can they reduce the debt held by the public By "borrowing" $6.2 trillion from Social Security's Trust Funds with no intention of ever paying as much as a penny back. Given the outrageousness of the fraud that the senators propose perpetrating on America's workers it seems almost beside the point to describe how exactly these three senators propose slashing benefits but for purposes of completeness here is a detailed fact sheet . Benefits are slashed so substantially that workers would be better off if Congress took no action whatsoever. According to the most recent Trustees Report Social Security can pay all benefits in full until 2037. If Congress took no action by that time Social Security would still pay between 75 percent and 78 percent of the cost of all scheduled benefits through 2080 and beyond. How does this proposal compare Here's a chart showing how hard-working Americans are better off with no action rather than with the fraud these three Senators propose In the presidential election of 1936 Republican standard bearer Alf Landon sought to undermine workers' support for the just-enacted Social Security program by warning that workers' contributions would be stolen by a future Congress. President Roosevelt responded "When they imply that the reserves... will be stolen by some future Congress diverted to some wholly foreign purpose they attack the integrity and honor of American Government itself. Those who suggest that are already aliens to the spirit of American democracy." It turns out that Landon may have been prophetic. I guess FDR could not imagine United States senators like Graham Lee and Paul blatantly proposing to defraud American workers and their families. Follow Nancy Altman on Twitter twitter /NoSocSecCuts U.S. Senate Congress Rand Paul Social Security Many Americans believe that their Social Security contributions have been stolen diverted to some unauthorized purpose. They are wrong at least for now. On Wednesday Senators Lindsey Graham R... Many Americans believe that their Social Security contributions have been stolen diverted to some unauthorized purpose. They are wrong at least for now. On Wednesday Senators Lindsey Graham R... Loading... Loading... TOP LINKS ON THIS TOPIC 1 of 5 Social Security Payout to Exceed Revenue This Year - NYTimes MoveOn.org Political Action President Obama Oppose Social Security Cuts Social Security advocates fear payroll tax cut - Yahoo News Social Media Sobriety Test on Vimeo GOP majority leader backs plan to slash Social Security Medicare Raw Story Debt Commission Report Target Social Security Medicare Daily Kos State of the Nation Tell Senate Democrats Support the Social Security Protection Act of 2011 Howard Dean On Tax Deal 'A Short-Term Washington Fix' Filled With Easy Promises Debt Commissioners Baby Boomers Will Crush Social Security Medicare - FoxNews Bob Bowdon Why Has Google Been Collecting Kids' Social Security Numbers Under the Guise of an Art Contest Tea Party Patron Saint Ayn Rand Applied for Social Security Medicare Benefits Firedoglake Citibank exposes 600 000 customers' Social Security numbers - The Problem Solver Take Social Security off the chopping block. Tell EvilScum Sen. Dem Bastards Support the Soc. Sec. Protection Act #p2 Social Security is safe in a federal shutdown What happens to Social Security if the government shuts down More in Politics... New Jersey Anti-Union Bill Paves Way For... Bachmann's Husband Had Failed Government Contract To... Cory Maye To Be Released From Prison Minnesota Shutdown 2011 State Government Shuts Down Comments 90 Pending Comments 0 View FAQ Comments are closed for this entry View All Favorites Recency Popularity Page 1 2 Next rsaquo Last raquo 2 total HUFFPOST SUPER USER kyleewonder 607 Fans 08 21 AM on 4/24/2011 I beleive there is a rule out there somewhere that says taxation without representa shy tion is unlawful but they were voted in to represent us so I guess it is not unlawful for them is it. Mannnnnn polititian shy s have gone insane and they are dragging us right over the cliff with them. There is a difference between being passionate about politics and just being plain nuts they don't even understand or care what they propose or whether we like it or not guess when they get voted out they can just scratch their head and go HUH kyleewonder I beleive there is a rule out there somewhere that http // huffingtonpost /social/kyleewonder/social-security-contributions_b_850441_85552060.html History Permalink Share it bcunnin679 86 Fans 01 10 PM on 4/20/2011 Stealing is good word to use if you want to scare people. As I read this Bill it appears to raise the retirement age nor there anything in it about using 6.2 trillion dollars and not paying it back. Heck the government already has 2.7 trillion they are not going to pay back. bcunnin679 Stealing is good word to use if you want to http // huffingtonpost /social/bcunnin679/social-security-contributions_b_850441_85127335.html History Permalink Share it Dana1982 154 Fans 01 21 PM on 4/20/2011 And where do you think they are going to get the money to pay back these debts Just two ways pay less out or raise taxes. I'm betting they'll do both. Dana1982 And where do you think they are going to get http // huffingtonpost /social/Dana1982/social-security-contributions_b_850441_85128621.html History Permalink Share it bcunnin679 86 Fans 02 23 PM on 4/20/2011 They could just crank up the printing press bcunnin679 They could just crank up the printing press http // huffingtonpost /social/bcunnin679/social-security-contributions_b_850441_85137212.html History Permalink Share it There are More Comments on this Thread. Click Here To See them All Blink2X 68 Fans 01 00 PM on 4/20/2011 Absolutely blatant in their total disdain for working Americans all the while waving the flag. Doesn't this constitute sedition yet Blink2X Absolutely blatant in their total disdain for working Americans all http // huffingtonpost /social/Blink2X/social-security-contributions_b_850441_85126426.html History Permalink Share it blinkthink 590 Fans 11 54 AM on 4/20/2011 First they rob social security then want to raise taxes to fund the flow of money to the rich. America are you getting it yet blinkthink First they rob social security then want to raise taxes http // huffingtonpost /social/blinkthink/social-security-contributions_b_850441_85121423.html History Permalink Share it Blink2X 68 Fans 12 58 PM on 4/20/2011 Apparrentl shy y TPs and non wealthy folks who vote republican do not get it. Blink2X Apparrently TPs and non wealthy folks who vote republican do http // huffingtonpost /social/Blink2X/social-security-contributions_b_850441_85126233.html History Permalink Share it frankiebarbella 81 Fans 03 22 PM on 4/20/2011 Perhaps that is correct but what don't they get frankiebarbella Perhaps that is correct but what don #039 t they get http // huffingtonpost /social/frankiebarbella/social-security-contributions_b_850441_85145659.html History Permalink Share it frankiebarbella 81 Fans 11 30 AM on 4/20/2011 On another note why should anyone have to pay for a compulsory annuity that is not owned by the payee If social security is such a wonder why make it compulsory shy If it is quot my quot money why am I not allowed to give it to my children or grandchild shy ren Would any of you invest in such an annuity in the private market with such a dismal record frankiebarbella On another note why should anyone have to pay for http // huffingtonpost /social/frankiebarbella/social-security-contributions_b_850441_85119924.html History Permalink Share it Dana1982 154 Fans 12 53 PM on 4/20/2011 If Social Security was in a quot Trust Fund quot then your would hold the equitable title for your account. However there is no equitable titles in social security because it is a reserve account of the treasury. You have no right to any of the money you put into the scheme and the rules can change at any time on how the funds are distribute shy d. And you have no legal standing to challenge the law. Dana1982 If Social Security was in a quot Trust Fund quot then your http // huffingtonpost /social/Dana1982/social-security-contributions_b_850441_85125790.html History Permalink Share it frankiebarbella 81 Fans 11 26 AM on 4/20/2011 So as long as US Treasuries are quot secure quot then there is quot money quot in the trust fund. But treasuries are debt and the only way to pay said debt is the authority to tax. There is no quot trust fund quot there are just debt obligation shy s. The market is going to correct this course if the congress fails. The former is more painful you just watch. frankiebarbella So as long as US Treasuries are quot secure quot then there http // huffingtonpost /social/frankiebarbella/social-security-contributions_b_850441_85119675.html History Permalink Share it Dana1982 154 Fans 02 07 PM on 4/20/2011 Think of social security being your unemployed uncle. Every week he takes 12.6% of what you earn spends it and places IOU's in his wallet. When you're ready to retire you're going to have to pay him so he can buy back those IOU's so you can get your retirement money. Dana1982 Think of social security being your unemployed uncle. Every week http // huffingtonpost /social/Dana1982/social-security-contributions_b_850441_85134692.html History Permalink Share it T-Hold 102 Fans 10 29 AM on 4/20/2011 When did it become Republican shy 't orthodoxy to be reverse Robin Hoods And why do so many poor and lower income people keep voting for these thieves T-Hold When did it become Republican #039 t orthodoxy to be reverse Robin http // huffingtonpost /social/T-Hold/social-security-contributions_b_850441_85116309.html History Permalink Share it HUFFPOST SUPER USER Genita Love snarky and cranky 456 Fans 10 52 AM on 4/20/2011 They don 't know any better... Genita_Love They don #039 t know any better... http // huffingtonpost /social/Genita_Love/social-security-contributions_b_850441_85117580.html History Permalink Share it Dana1982 154 Fans 11 08 AM on 4/20/2011 Robin Hood stole from the gubbermint to give back to the taxpayers. quot The Rich quot in this story were government officials who couldn't stop feeding from the trough of the publics money and the poor were the taxpayers. Dana1982 Robin Hood stole from the gubbermint to give back to http // huffingtonpost /social/Dana1982/social-security-contributions_b_850441_85118528.html History Permalink Share it HUFFPOST SUPER USER kyleewonder 607 Fans 08 43 AM on 4/24/2011 Maybe it is not a matter of voting for them but a matter of not voting at all so many people get upset about the sad state of our government but they didn't get out there and make a difference at the polls. Vote People Vote kyleewonder Maybe it is not a matter of voting for them http // huffingtonpost /social/kyleewonder/social-security-contributions_b_850441_85553147.html History Permalink Share it AndrewDover 19 Fans 10 18 AM on 4/20/2011 The quot Graham Paul and Lee quot plan is yet another lower and defer benefits for future retirees only SS proposal . The Social Security Trust fund would be repaid from its current level of 2.5 trillion to a low of 320 billion thirty years from now in 2051. Then it rises. http //www shy .ssa.gov/o shy act/solven shy cy/GrahamP shy aulLee_201 shy 10413.pdf Nancy Altman should explain the advantages of her Ball-Altma shy n plan rather than resort to childish labels like quot steal our money quot . Her proposal is http //www shy .thebattle shy forsocials shy ecurity.co shy m/plan.php quot 1.Convers shy ion of 2009 residual estate tax to a dedicated Social Security tax starting in 2010. quot quot 2.The gradual restoratio shy n of the maximum taxable wage base so that as in the past 90 percent of all earnings in covered employment would be taxed and counted for benefits. quot quot 3.Diversi shy fication of the trust fund portfolio to include both stocks and bonds. quot I would add the removal of Social Security deductions from the tax code. A good example is found in Vice President Biden's tax returns. http //www shy .whitehous shy e.gov/site shy s/default/ shy files/rss_ shy viewer/VPO shy TUStaxes.p shy df In addition to his $308 376 salary as Vice-Presi shy dent and his $31 826 a year pension he collects Line 20a Social Security Benefits $28 190 Line 20b Social Security Benefits $23 960 Deduction from income therefore $ 4 230 Tax benefit at 35% marginal rate $ 1 480 AndrewDover The quot Graham Paul and Lee quot plan is yet another lower http // huffingtonpost /social/AndrewDover/social-security-contributions_b_850441_85115660.html History Permalink Share it Dana1982 154 Fans 09 35 AM on 4/20/2011 Social Security robs people of their wealth. 12.6% of your income from the day you start work is put into this social security scam. If you were to invest the same amount into an investment plan with a 7% annual return you would have over a million saved for your retirement and money that could be left to your favorite charity or your heirs when you died. Instead we're forced into a scheme that pays on average just $1280/mo after we reach 65y/o and gives us no ability to leave the money we earned with anyone except the gubbermint shy . If people knew more about how money works they would realize how risky social security is and would demand the end to this scam and theft of money from the American public. Dana1982 Social Security robs people of their wealth. 12.6% of your http // huffingtonpost /social/Dana1982/social-security-contributions_b_850441_85113423.html History Permalink Share it gabriel72 28 Fans 11 05 AM on 4/20/2011 Yes because all our 401 k plans did so well over the last few years... gabriel72 Yes because all our 401 k plans did so well http // huffingtonpost /social/gabriel72/social-security-contributions_b_850441_85118334.html History Permalink Share it Dana1982 154 Fans 11 10 AM on 4/20/2011 They should have as the DJI30 SP500 and NASDAQ are all above the levels they were in 2008. Dana1982 They should have as the DJI30 SP500 and NASDAQ are http // huffingtonpost /social/Dana1982/social-security-contributions_b_850441_85118607.html History Permalink Share it frankiebarbella 81 Fans 11 22 AM on 4/20/2011 Most 401k plans have options for investment shy . In those options the investor can choose assets based on risk. Stocks bonds etc. Just because one has a 401k does not mean they are beholden to equities and their market fluctuatio shy ns. During the 2001 and 2008 market down turn I move most of my portfolio in to less risky assets and did not loose one dime in value. In fact when the market tanked by 1/2 I made a 3% return. When it hit the bottom I entered back into equities. It is pretty darn simple. frankiebarbella Most 401k plans have options for investment. In those options http // huffingtonpost /social/frankiebarbella/social-security-contributions_b_850441_85119388.html History Permalink Share it There are More Comments on this Thread. Click Here To See them All Someone Out There 115 Fans 01 17 PM on 4/20/2011 Is car insurance a waste because I never had a crash Home insurance a waste because my house never burned down I pay more in than I get back but what I'm really buying is peace of mind. When you consider that you will have some level of guaranteed income for the rest of you life 12.6% is a bargain. I love how people rail against govt quot scams quot and quot theft of money quot just a few day after a real scam was exposed by the govt involving Goldman Sachs. Yet the government is never to be trusted and the miracle of the quot free market quot will save us all. To quote John Lydon quot Ever get the feeling you've been cheated quot Someone_Out_There Is car insurance a waste because I never had a http // huffingtonpost /social/Someone_Out_There/social-security-contributions_b_850441_85128188.html History Permalink Share it Dana1982 154 Fans 01 59 PM on 4/20/2011 You can choose to go without car insurance if you post a bond in your state showing that you can insure yourself. Or you can choose not to drive. Again you only need homeowner insurance if you have a mortage. There is no law requiring you to have this. You would do so much better if you bought a whole life insurance policy. I don't have to deal with GS and I won't as I don't trust them. Even thought I don't trust the federal gvmt I must deal with them. See the difference shy Dana1982 You can choose to go without car insurance if you http // huffingtonpost /social/Dana1982/social-security-contributions_b_850441_85133502.html History Permalink Share it Dana1982 154 Fans 03 00 PM on 4/20/2011 Home and car insurance a waste Could be. Since you don't have to have these under the law I don't know your situation. It depends on the risk you're willing to take. I don't think 12.6% is a bargan For me I'm not willing to take the risks that come with social security. The real scam started back in the 1930's when FDR put this scheme together. Dana1982 Home and car insurance a waste Could be. Since you http // huffingtonpost /social/Dana1982/social-security-contributions_b_850441_85142646.html History Permalink Share it frankiebarbella 81 Fans 03 12 PM on 4/20/2011 You an interestin shy g point but your examples shown are voluntary in nature and the products are subject to market forces. Social Security is compulsory shy thus you do not have a choice. Moreover Social Security is not thought of not as an insurance policy but as a retirement investment shy . Which in fact it is not. frankiebarbella You an interesting point but your examples shown are voluntary http // huffingtonpost /social/frankiebarbella/social-security-contributions_b_850441_85144198.html History Permalink Share it AndrewDover 19 Fans 08 27 AM on 4/21/2011 Social Security is far more complicate shy d than quot robs people of their wealth. quot For one it provides disability insurance for another it has a cost of living increase that protects against sudden inflation. But the most important fact about the returns on your social security taxes is that it varies considerab shy ly depending on your sex age martial status and most of all level of income. Some people lose money others gain. From the SS cohort data at http //www shy .ssa.gov/o shy act/NOTES/ shy ran7/index shy .html Considerin shy g those who retired from 1985-2008 these groups would have paid in less than their payable benefits All with Low amp Very Low income except single men retiring after 2002 and single women retiring after 2008. All medium income one earner couples. All medium income that retired before 1990. All High females that retired before 1990 All High Dual Income couples retired before 1990 All High income one earner couples. All maximum income one earner couples that retired before 2005. AndrewDover Social Security is far more complicated than quot robs people of http // huffingtonpost /social/AndrewDover/social-security-contributions_b_850441_85226031.html History Permalink Share it Dana1982 154 Fans 01 13 PM on 4/21/2011 All well and good but you missed just one thing - interest. At 0% interest your numbers are right on the money. At 7% interest your money doubles every 10 years. Work 50 years and your money you first put in would increase 16 times This is where social security steals peoples wealth. If you invested just $2k/yr for 50 years at 7% you would retire with over $625k. Instead you have much more taken out and get paid back about $1.5k/mo. And for some reason people think they are makinig money or their money is safe while they are being robbed blind. Dana1982 All well and good but you missed just one thing http // huffingtonpost /social/Dana1982/social-security-contributions_b_850441_85259390.html History Permalink Share it There are More Comments on this Thread. Click Here To See them All tacevad American SS Card Carrying Socialist 616 Fans 09 21 AM on 4/20/2011 the less for more strategy Republican shy s love. tacevad the less for more strategy Republicans love. http // huffingtonpost /social/tacevad/social-security-contributions_b_850441_85112818.html History Permalink Share it HUFFPOST SUPER USER Nansue 44 Fans 07 15 AM on 4/20/2011 quot Many Americans believe that their Social Security contributi shy ons have been stolen diverted to some unauthoriz shy ed purpose. They are wrong at least for now. quot Think again those 'many Americans' are right. The money has been diverted to unauthoriz shy ed purposes it goes into the Treasury as general revenue and what isn't used to pay for current Social Security/M shy edicare benefits and related expenses i.e. the excess contributi shy ons is used i.e. borrowed to pay for general obligation shy s. In exchange the Social Security Trust Fund gets treasury bonds. What a windfall it would be if the government were released from any obligation to honor those treasury bonds. And why would anyone be surprised that the taxes would continue once the benefits are reduced those 'excess contributi shy ons' are a huge chunk of the money used to pay for things other than Social Security/M shy edicare. Duh Nansue quot Many Americans believe that their Social Security contributions have been http // huffingtonpost /social/Nansue/social-security-contributions_b_850441_85108816.html History Permalink Share it schnauzergirl 174 Fans 01 03 PM on 4/20/2011 Exactly. Those treasury bonds are listed as obligated debt. Every time they use those funds SS gets another bond and public debt goes up. schnauzergirl Exactly. Those treasury bonds are listed as obligated debt. Every http // huffingtonpost /social/schnauzergirl/social-security-contributions_b_850441_85126715.html History Permalink Share it Dana1982 154 Fans 01 20 PM on 4/20/2011 SS does not have treasury bonds. All securities held by the trust funds are quot special issues quot of the United States Treasury. Such securities are available only to the trust funds. http //www shy .ssa.gov/o shy act/progda shy ta/fundFAQ shy .html These special issues have no marketable value they cannot be traded and are just IOU's. At some time taxes will have to go up on everyone to pay off these IOU's. Dana1982 SS does not have treasury bonds. All securities held by http // huffingtonpost /social/Dana1982/social-security-contributions_b_850441_85128424.html History Permalink Share it madame48 oh no...it's a gop Cookbook ~ 371 Fans 01 45 AM on 4/20/2011 of course...t shy hios is a tax paid exclusivel shy y by wage earners on less than $104K..the working poor and middle class will bail out the costs of tax cuts to the rich sweetheart petagon deals bank bailouts health insurance scams and all the rest...if the Dems can't show this for what it is then I give up... madame48 of course...thios is a tax paid exclusively by wage earners http // huffingtonpost /social/madame48/social-security-contributions_b_850441_85101825.html History Permalink Share it HUFFPOST SUPER USER skipling 581 Fans 12 06 AM on 4/20/2011 Republican shy s back the theft of Social Security Act and breech of contract with Americans. That's a winner all all right. skipling Republicans back the theft of Social Security Act and breech http // huffingtonpost /social/skipling/social-security-contributions_b_850441_85095529.html History Permalink Share it HUFFPOST SUPER USER Apathy Man 76 Fans 11 59 PM on 4/19/2011 They aren't even pretending to care what people think anymore. They stealing from us twice. First when they raided social security to pays for their pet projects and now when they plan to steal our money directly from us. I can't believe that any thinking person would actually vote for these fraudsters shy . but then again we are talking about the republican base here. They've fallen for the same lie over and over again so why would anything change now. This was meant to be a factual rant. Apathy_Man They aren #039 t even pretending to care what people think anymore. http // huffingtonpost /social/Apathy_Man/social-security-contributions_b_850441_85094881.html History Permalink Share it frankiebarbella 81 Fans 11 52 AM on 4/20/2011 Maybe we should no longer let them take our money in the first instance. If you had more of what you earned you could choose where to save it. frankiebarbella Maybe we should no longer let them take our money http // huffingtonpost /social/frankiebarbella/social-security-contributions_b_850441_85121258.html History Permalink Share it aburch9351 22 Fans 07 16 AM on 5/06/2011 voted rep all my life not any more not crazy about present admin. butt if they work and prove to me that they will STOP the theft of S.S. they get my support and my friends family as well reps you need to know '' WE RE NOT GOING TO TAKE IT ANY MORE quot quot aburch9351 voted rep all my life not any more not crazy http // huffingtonpost /social/aburch9351/social-security-contributions_b_850441_87211133.html History Permalink Share it MSELLIE 44 Fans 11 58 PM on 4/19/2011 Jean Dixon said this was going to happen. This is the government within the government that she said would destroy America and the world as we have known it. If we don't fight this craziness WE THE PEOPLE will end up living in an almost COMMUNIST COUNTRY. Those of you that are on the side of the republican shy s because you HATE THE PRESIDENT BECAUSE HE IS BLACK are siding with greedy rich people that don't give a damn about your poor white ass just like they don't give a shit about the rest of the non rich. I hope you soon realize that WE ARE IN DEEP TROUBLE. Just look what the republican governors are doing. NOT ONCE DURING THE 2010 Campaign did they tell us they were planning to destroy our lives as they are doing now. WE HAVE GOT TO STAND TOGETHER. PUT YOUR HATRED FOR OUR PRESIDENT ASIDE WE HAVE GOT TO STAND TOGETHER AGAINST THIS EVIL THAT HAS TAKEN OVER OUR STATE AND FEDERAL GOVERNMENT shy PRESIDENT OBAMA IS ON YOUR SIDE THE DEMOCRATS ARE ON YOUR SIDE. FOR YOUR FAMILY'S SAKE PAY ATTENTION TO WHAT THESE PEOPLE ARE TRYING TO DO TO AMERICA. GOD HELP US..... MSELLIE Jean Dixon said this was going to happen. This is http // huffingtonpost /social/MSELLIE/social-security-contributions_b_850441_85094838.html History Permalink Share it Dana1982 154 Fans 09 37 AM on 4/20/2011 Vote for a full Black President in 2012 - Herman Cain for President Dana1982 Vote for a full Black President in 2012 - Herman http // huffingtonpost /social/Dana1982/social-security-contributions_b_850441_85113510.html History Permalink Share it schnauzergirl 174 Fans 01 04 PM on 4/20/2011 Oh dear god what a HORRIBLE idea schnauzergirl Oh dear god what a HORRIBLE idea http // huffingtonpost /social/schnauzergirl/social-security-contributions_b_850441_85126794.html History Permalink Share it There are More Comments on this Thread. Click Here To See them All aburch9351 22 Fans 09 49 AM on 5/06/2011 I do not hate for any reason butt I don t think he is doing the job he was hired for his race does not matter as much as his lack of leadership that said I have stated before I will vote dem if they SHOW ME they will stand up for SRS. .Yes medicaid needs to be cked into there are a lot of people MISUSEING it . Its for people who REALLY need it and its getting a bad name for the cheaters. If you are young healthly go to work like the rest of us. aburch9351 I do not hate for any reason butt I don t http // huffingtonpost /social/aburch9351/social-security-contributions_b_850441_87224158.html History Permalink Share it Page 1 2 Next rsaquo Last raquo 2 total new comment s on this entry mdash Click to refresh Loading comments hellip PHOTO GALLERIES The 11 Snoopiest Governments According To Google The 2012 Speculatron Weekly Roundup For July 1... Celebrities On Tumblr 10 Famous Blogs You'll... 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Part of HuffPost News HuffPost Lightbox DISCLAIMER - THIS WEBSITE IS NOT ENDORSED BY OR AFFILIATED WITH THE U.S. SOCIAL SECURITY ADMINISTRATION OR ANY GOVERNMENTAL ENTITY. This web site is owned by private parties and is not affiliated with the advertisers listed here or with any other party. The term "Social Security" is used universally. It is not specific to any one country. This site provides general information along with a directory of sites relating to Social Security including some government sites for different countries around the world. Sponsored links similar to sponsored links shown on major search engines are also shown. Retirement planning Health insurance Disability Social Security Life insurance Personal finance Disability Financial planning Retirement benefits Financial help Senior discounts Senior living Senior personals Direct deposit Roth Ira Retirement plans Pension plans Investment advisor Reduce debt Disability insurance Identity theft What Is Social Security Per Wikipedia Social Security primarily refers social welfare service concerned with social protection or protection against sociallyrecognized conditions including poverty old age disability unemployment and others. Although some publications use the terms"social security" and "social protection" interchangeably socialsecurity is used both more narrowly to refer only to schemes with theformal title of 'social security' and more widely referring to manykinds of social welfare scheme . Social security may refer to social insurance - where people receive benefits or services in recognition of contributions to an insurance scheme. These services typically include provision for retirement pensions disabilty insurance survivor benefits and unemployment. income maintenance - mainly the distribution of cash in the event of interruption of employment including retirement disability and unemployment services - provided by administrations responsible for social security. In different countries this may include medical care aspects of social work and even industrial relations. More rarely the term is also used to refer to basic security a term roughly equivalent to access to basic necessities - things such as food clothing shelter education and medical care Wikipedia http //en.wikipedia.org/wiki/Social_security Social Security is a worldwide term. In 1927 a worldwide organization The International Social Security Association ISSA was founded. Members include Social security organizations throughout the world. They are an international organization which brings together institutions and administrative bodies dealing with one or more aspects of social security in different countries of the world namely all forms of compulsory social protection which by virtue of legislation or national practice are an integral part of the social security system of these countries. For a detailed listing of their members which include many of the major Countries please visit their Website at http // issa.int Other informative websites on this topic are listed in our directory below Canada http // sdc.gc.ca/en/isp/cpp/cpptoc.shtml United States http // socialsecurity.gov Antigua and Barbuda http // socialsecurity.gov.ag/ Belize http // socialsecurity.org.bz/ Bermuda http // socialinsurance.gov.bm/ Cato Institute http // socialsecurity.org France http // securite-sociale.fr/ United Kingdom http // dwp.gov.uk/ Switzerland http // fk.se/privatpers Jordan http // ssc.gov.jo/ Luxembourg http // secu.lu/ Philippines http // sss.gov.ph/sss/index.htm Guyana http // sdnp.org.gy/mohss St Lucia http // stlucianis.org/ Grenada http // nisgrenada.org/ Columbia http // iss.gov.co/ Netherlands http // kennisring.nl/smartsite.dws id=37009 Ukraine http // mlsp.gov.ua/control/uk/index Uganda http // nssfug.org/ Northern Ireland http // dsdni.gov.uk/index/ssa.htm Zimbabwe http // nssa.org.zw/ This website is a private web site and is not associated authorized affiliated with or sponsored by any government. PLEASE NOTE -SocialSecurity does NOT send emails of any kind. Skip to content Social Security Online Social Security Forms socialsecurity.gov Home FAQs Contact Us Text Size Search Forms amp Publications Home Social Security Forms Top Social Security Forms 1. SS-5 Application for a Social Security Card 2. SSA-827 Authorization to Disclose Information to The Social Security Administration 3. SSA-561 Request for Reconsideration 4. SSA-1696 Appointment of Representative 5. SSA-3820 Disability Report - Child All forms are FREE . Not all forms are listed. If you can rsquo t find the form you need call us at 1-800-772-1213 TTY 1-800-325-0778 or contact us . If you need help completing a form please contact us and we will help you. Online Forms fill out and submit online Other Social Security Forms Medicare Forms Information You Need to Apply for Benefits Disability Forms Forms from Other U.S. Government Agencies Reconsideration and Appeals Forms Instructions for Printing Forms Benefit Application Supporting Forms Third Party Organizations Who Want to Reproduce Forms Online Forms fill out and submit online Apply for retirement spouse's or Medicare benefits Apply for disability benefits SSA-3368 Adult Disability Report Child Disability Report Appeal a recent medical decision Apply Online for Extra Help with Medicare Prescription Drug Plan Costs Get a replacement Medicare card Request a proof of Social Security benefits letter Request a form SSA-1099/1042 Benefit Statement for tax or other purposes Sign up for or change direct deposit Change address or telephone number Request special notices for the blind or visually impaired Representative Payee Accounting Report Return to top Medicare Forms SSA-44 Medicare Income-Related Monthly Adjustment Amount - Life-Changing Event SSA-54 Authorization for SSA to Disclose Tax Information for Your Appeal of Your Medicare Part B Income-Related Monthly Adjustment Premium Amount SSA-1020B-INST General Instructions for Completing the Application for Extra Help with Medicare Prescription Drug Plan Costs SSA-1021 Appeal of Determination for Help with Medicare Prescription Drug Costs SSA-1021-INST Instructions for Completing the Appeal of Determination for Help with Medicare SSA-1021-SP Apelaci oacute n de la determinaci oacute n para recibir ayuda con los gastos de los Planes SSA-1021-INST-SP Instrucciones - Apelaci oacute n de la determinaci oacute n para recibir ayuda con los gastos Return to top Disability Forms SSA-827 Authorization to Disclose Information to the Social Security Administration SSA-199 Vocational Rehabilitation Provider Claim SSA-545 Plan for Achieving Self-Support SSA-546 Worker's Compensation/Public Disability Questionnaire SSA-820 Work Activity Report Self-Employed Person SSA-821 Work Activity Report SSA-1365 State Agency Ticket Assignment Form Ticket To Work and Self Sufficiency Program SSA-3368 Disability Report Adult SSA-3369 Work History Report SSA-3373 Function Report-Adult SSA-3375 Function Report-Child Birth to 1st Birthday SSA-3380 Function Report Adult-Third Party Form SSA-3381 Medical and Job Worksheet Adult SSA-3820 Disability Report Child SSA-3881 Questionnaire for Children Claiming SSI Benefits SSA-5665 Teacher Questionnaire Return to top Reconsideration and Appeals Forms SSA-561 Request for Reconsideration SSA-789 Request for Reconsideration - Disability Cessation SSA-3441 Disability Report-Appeal HA-501 Request for Hearing by Administrative Law Judge HA-520 Request for Review of Decision/Order of Administrative Law Judge HA-539 Notice Regarding Substitution of Party Upon Death of Claimant HA-4608 Waiver of Your Right to Personal Appearance Before an Administrative Law Judge HA-4631 Claimant's Recent Medical Treatment HA-4632 Claimant's Medications HA-4633 Claimant's Work Background Return to top Benefit Application Supporting Forms Generally we use these forms for people who have applied for benefits or are applying. We will let you know when you need to complete one of these forms. SSA-3 Marriage Certification SSA-3-SP Certificación de Matrimonio SSA-11 Request to Be Selected As Payee SSA-21 Supplement to Claim of Person Outside the United States SSA-25 Certification of Election for Reduced Spouse's Benefits SSA-150 Modified Benefits Formula Questionnaire SSA-308 Modified Benefits Formula Questionnaire Foreign Pension SSA-437 Complaint Form for Allegations of Discrimination in Programs or Activities Conducted by the Social Security Administration SSA-521 Request for Withdrawal of Application SSA-671 Railroad Employment Questionnaire SSA-723 Statement Regarding the Inferred Death of an Individual SSA-781 Certificate of Responsibility for Welfare and Care of Child SSA-783 Statement Regarding Contributions SSA-787 Physician's/Medical Officer's Statement of Patient's Capability to Manage Benefits SSA-795 Statement of Claimant or Other Persons SSA-1372 Advanced Notice of Termination of Child's Benefits SSA-1372-BK-FC Advance Notice of Termination of Child’s Benefits Foreign Claims SSA-2032 Request for Waiver of Special Veterans Benefits SVB Overpayment Recovery or Change in Repayment Rate SSA-2512 Pre-1957 Military Service Federal Benefit Questionnaire SSA-2519 Child Relationship Statement SSA-3885 Government Pension Questionnaire SSA-4111 Certification of Election for Reduced Widow er 's and Surviving Divorced Spouse's Benefits SSA-4184 Self Employment Corporate Officer Questionnaire SSA-5666 Request for Administrative Information SSA-7008 Request for Correction of Earnings Record SSA-7104 Partnership Questionnaire SSA-7156 Farm Self Employment Questionnaire SSA-7157 Farm Arrangement Questionnaire SSA-7163 Questionnaire About Employment or Self Employment SSA-7163A Supplemental Statement Regarding Farming Activities Return to top Other Social Security Forms These forms are used for many of our programs and services. Each form has instructions. SSA-4 Application for Child’s Insurance Benefits SSA-5 Application for Mother’s or Father’s Insurance Benefits SS-5 Application for a Social Security Card SS-5-FS Application for a Social Security Card SS-5-SP Solicitud Para una Tarjeta de Seguro Social SSA-7 Application for Parent’s Insurance Benefits SSA-8 Application for Lump-Sum Death Payment SSA-10 Application for Widow’s or Widower’s Insurance Benefits SSA-89 Authorization for the Social Security Administration To Release Social Security Number SSN Verification SSA-117 How Are We Doing SSA-131 Employer Report of Special Wage Payments SSA-604 Certificate of Incapacity SSA-632 Request for Waiver of Overpayment Recovery or Change in Repayment Rate SSA-L706 Letter to Custodian of Birth Records SSA-711 Request for Deceased Individual's Social Security Record SSA-714 You Can Make Your Payment By Credit Card SSA-721 Statement of Death by Funeral Director SSA-753 Statement Regarding Marriage SSA-753-SP Declaracion Acerca De Matrimonio SSA-754 Statement of Marital Relationship SSA-1383 Student Reporting Form SSA-1560 Petition to Obtain Approval of a Fee For Representing a Claimant Before the Social Security Administration SSA-1694 Request for Business Entity Taxpayer Information SSA-1695 Identifying Information for Possible Direct Payment of Authorized Fees SSA-1696 Appointment of Representative SSA-1699 Registration for Appointed Representative Services and Direct Payment SSA-1724 Claim For Amounts Due In Case Of A Deceased Beneficiary SSA-1945 Statement Concerning Your Employment In a Job Not Covered by Social Security SSA- 2000 Application for Special Benefits for World War II Veterans SSA-3033 Retirement Survivors and Disability Insurance Supplemental Security Income SSA-3105 Important information about your appeal waiver rights and repayment options SSA-3288 Consent for Release of Information SSA-4162 Child Care Dropout Questionnaire SSA-L-4201 Letter to Employer Requesting Wage Information SSA-7050 Request for Social Security Earnings Information SSA-8202 Statement for Determining Continuing Eligibility for Supplemental Security Income Payment Return to top Information You Need to Apply for Benefits If you live in the U.S. ndash You can complete an application for Retirement Spouse's Medicare or Disability Benefits online. You can also call us at 1-800-772-1213 TTY 1-800-325-0778 or visit your local office to apply for these or any other kind of benefits. If you live outside the U.S. contact the nearest U.S. Social Security office U.S. Embassy or consulate or the Veterans Affairs Regional Office VARO in the Philippines. To see the information you will need when you apply select the type of benefits you want from the list below Retirement Insurance Benefits Wife's or Husband's Insurance Benefits Child's Insurance Benefits Disability Insurance Benefits Widows/Widowers with Dependent Children Insurance Benefits Widow's or Widower's Insurance Dependent Parent's Insurance Benefits Lump-Sum Death Payment Return to top Forms from Other U.S. Government Agencies The following are commonly requested forms from other agencies that we provide for your convenience. Any questions about these forms should be addressed to the agency that is responsible for the form. SF-1199A Direct Deposit Sign-Up Form Financial Management Service Website IRS Form SS-4 Application for Employer Identification Number SS-4 IRS Website IRS Form W-4V Voluntary Withholding Request IRS Website IRS Form 6559 Transmitter Report and Summary of Magnetic Media IRS Website Other Government Forms at Forms.Gov Return to top Instructions for Printing Forms SSA offers our forms in Portable Document Format PDF . PDF files are printer independent using any printer. To read and print a PDF publication you must have the Adobe Acrobat Reader software installed on your PC. You can download the Adobe Acrobat Reader version suitable for your system by clicking on this button. There is no charge for this software. SSA forms must be printed on 8 1/2 quot x 11 quot white paper. You must print the form with blue or black ink to be acceptable to SSA. NOTE if you live abroad and cannot obtain 8.5 x 11 paper the use of A4 size paper 8.25 x 11.7 is the only acceptable alternative. 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